Laws & Regulations | Texas Department of Banking – The Law & Guidance Manual includes select chapters from the Texas Constitution, Finance Code, and the Health and Safety Code, as well as Title 7 of the Texas Administrative Code.

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Texas Foreclosure Law – Stop Texas Foreclosure. The non-judicial process of foreclosure is used when a power of sale clause exists in a mortgage or deed of trust. A "power of sale" clause is the clause in a deed of trust or mortgage, in which the borrower pre-authorizes the sale of property to pay off the balance on a loan in the event of the their default.

State Law Changes Impacting LOs, Notaries, POAs; Fed Funds on Hold – Texas Legislature has passed House Bill 3342 amending section 180.056 (h) regarding the requirement that a Residential Mortgage Loan Originator "who fails to maintain a residential mortgage loan.

Bankruptcy – Texas frequently asked questions – 6. What Different Types of Bankruptcy Should I Consider? There are four types of bankruptcy cases provided under the law: Chapter 7 is known as “straight.

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Loan and Mortgage Scams | Office of the Attorney General – Contact the Texas Department of Savings and Mortgage Lending The Bureau is charged with overseeing most banks, credit unions, lenders, and mortgage servicers. If your lender or mortgage servicer is state licensed, you can also contact the Texas Department of Savings and Mortgage Lending.

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