HMDA Glossary – Federal Financial Institutions Examination. – For purchased loans, use code 1 (owner-occupied as a principal dwelling) unless the loan documents or application indicate that the property will not be owner-occupied as a principal residence. For second homes or vacation homes, as well as for rental properties, use code 2 (not owner-occupied as a principal dwelling).

Compare Today’s Mortgage Rates | SmartAsset.com – Mortgage rate trends. mortgage rates have increased 1 basis points for 30-year mortgages week over week to 4.86%; 30-year benchmarks are up 92 basis points from this time last year

Starwood Property Trust: Another Buying Opportunity? – Starwood Property Trust primarily invests in first mortgage loans, which account for the lion’s share of the REIT’s investment portfolio. First mortgage loans are typically floating-rate, and.

Jumbo Mortgage Loans | Planet Home Lending – Do you want competitive rates and flexible terms? Do you want to buy or refinance your main home, second home, vacation home, or investment property ?

What is the difference between an investment property and. – Investment property loans usually have higher interest rates and require a larger down payment than properties occupied by their owners as second homes. What’s a Second Home? A second home is a residence that you intend to occupy in addition to a primary residence for part of the year.

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