The Texas State Affordable Housing Corporation offers a mortgage interest tax credit called a Mortgage Credit Certificate (MCC) that can save home buyers up to $2,000 off their federal income taxes every year. MCCs are specifically for first-time home buyers who are eligible for the following.

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Mortgage Interest Calculation Mortgage Calculator: Simple calculator for repayment. – Shows the cost per month and the total cost over the life of the mortgage, including fees & interest. This information is computer-generated and relies on certain assumptions. It has only been designed to give a useful general indication of costs. It’s important you always get a specific quote from.

Texas Department of Housing and Community Affairs – Mortgage Credit Certificate: The Texas Mortgage Credit Certificate provides qualified borrowers with up to $2,000 per year in a federal income tax credit based on mortgage interest paid in the tax year. Applicants must be first-time homebuyers and must meet income and purchase price limits.

The Texas Mortgage Credit Certificate is a valuable tax credit that you may qualify for when applying for a mortgage. eligible borrowers can receive the Texas Mortgage Credit Certificate, which is issued by the Texas Department of Housing and Community Affairs.

First-time home buyers in Texas may be able to recoup a portion of that interest on their federal tax bill using the Texas Mortgage Credit Certificate, or MCC.

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You should hold onto marriage certificates, separation or divorce papers. The same goes for your car title, registration and repair records, mortgage deeds, real estate bills of sale, receipts for.

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