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A mortgage broker works with several mortgage lenders and banks and submits your loan file to them to issue the loan. Brokers get paid commissions from lenders for completing your mortgage application and documents. How do Banks and Direct Lenders work? A Bank or direct mortgage lender is the company that is actually funding the loan.

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How to Pay Off your Mortgage in 5 Years Should I Get A Loan through a Mortgage Company or a Bank? –  · Loan Servicing. Due to the scope of a bank’s financial activities, most banks service most of their mortgage loans. So after your loan closes, you will still make monthly payments to the same bank that originated the loan. Many see this as an advantage to using a full service bank.

Why You Shouldn’t Pay Off Your Mortgage Early, Even If You Can – It’s probably your largest monthly payment, and it likely takes a good chunk out of your budget. If you’re tired of the bank. mortgage. You’re better off doing something with your money that will.

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